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  • Should I Pre-Qualify or let the dealer?? - myFICO® Forums
    I am looking at a new GMC Truck Should I Pre-Qualify online with GM Financial or just go to the Dealer and let them quot;Shop quot; - 6310116
  • Just what is a well qualified buyer? - myFICO® Forums - 4943714
    In my mind a well-qualified buyer will depend on the vehicle and dealership (chrysler capital for chrysler, GM financial for GM's, etc) Typically It would be someone in the 740+ credit score range on auto-enhanced scores, with a certain amount of money down depending on the particular promotion at the time
  • GM financial score needed? - myFICO® Forums - 5063717
    Re: GM financial score needed? @Sandman771 wrote: I would feel better to just go to the dealer that has the truck or to contact them if they are out of town and speak to the internet manager or sales manager and explain to them what you want to do and that you are recording the call and you give them permission to submit you to GMF only and no
  • GM Financial - one late payment - myFICO® Forums - 6390547
    I just noticed that I got a 30-day late payment for my car loan payment to GM Financial in June I since paid 2 months and caught up However, I was *thinking* that I was paying the car loan ahead of time, and the way their app showed me, I figured I could skip a month and get on the regular 30-day cycle -- I sure was wrong
  • GM Financial Leases - what FICO score are they currently using?
    In addition, GM financial is not a "score based lender" they have an automatic underwriting system that uses a complex algorithm to determine the tier you are placed in Many thing's are considered in their tiering system, income, LTV, DTI, PTI, stability (residence job time), vehicle age, mileage, etc
  • gm financial, chances of approval?? - myFICO® Forums - 5423542
    Currently have 615 Tu Auto score Looking to get a new lease on a 2019 equinox through chevy I have never had any auto loans, leases, or mortgages before Credit score is only about 4-5 years old Will i be approved for a lease at 615 score? Decent income (80k annually) Also, i read somewhe
  • Is there a way to remove old late payments on an . . . - myFICO® Forums
    We had a vehicle with GMC Financial which was repoed The balance was about 10K and we settled with paying 7K So about 3k was written off 1st Is this reporting correctly? 2nd If there are late pays from 2014 will they fall off at the 7 yr mark? 3rd Is there a way to remove some of the la
  • GM Pre-Approval - myFICO® Forums - 5317196
    Was pre approved this afternoon through GM Financial for an auto loan up to $900 a month in a payment Any ideas what that relates to in - 5317196
  • GM Financial Advice? - myFICO® Forums - 6191501
    Has anyone had recent experience with GM Financial? Looking to buy a 2020 Demo Cadillac XT6 Dealership is offering $10k off msrp and says that GM has a 0% interest for 72 months special going But my auto scores are all over the place Anywhere from 650's to 689 Salesperson said that 680 may qualify for Tier 1 rate(0%)
  • GM Financial not reporting - myFICO® Forums - 5222133
    I got an auto loan with GM financial in November 2017 When I checked my credit in the beginning of this March I noticed GM financial had not updated my balance or payment history I disputed the account and I just received the results They have updated the balance but not the payment history





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