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    SoFi Technologies, Inc (abbreviated as SoFi, short for Social Finance) is an American financial technology company operating as a branchless bank [4][5][6] As of 2026, SoFi is the largest U S -based online lender, [7][8] with nearly 15 million customers [9][10]
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    Here's what you need to know about the SoFi Checking and Savings account to determine if it's right for you Annual percentage yield (APY) is variable and subject to change at any time Rates are current as of 5 28 26 There is no minimum balance requirement Fees may reduce earnings





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