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    An insurance premium is the amount you pay for an insurance policy, whether that's monthly or once for the full policy So, when you hear “insurance premium," think “insurance price ”
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    An insurance premium is the amount you pay each month (or each year) to keep your insurance policy active Your premium amount is determined by many factors, including risk, coverage amount and more – depending on the type of insurance you have
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    Insurance costs money, but one term that may be new when you first start buying insurance is "premium " Typically, the premium is the amount paid by a person (or a business) for policies that provide auto, home, health care, or life insurance coverage
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