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  • To Reaffirm Car Loan or Not. - myFICO® Forums - 6714661
    Re: To Reaffirm Car Loan or Not Infiniti Financial Services did not report post discharge, even with reaffirmation IMO, I think your attorney is right If something happens down the road financially (or mechanically) you can just walk away if you don't reaffirm
  • Question about how a reaffirmed mortgage looks on . . . - myFICO® Forums . . .
    “When you reaffirm, it’s going to alert the credit bureaus that you’re going through a bankruptcy so it looks like you’re paying your mortgage and shows that you have a history of making payments,” Brown explains Some lenders require borrowers to reaffirm their mortgage in order to have future payments recorded on their credit report
  • Reaffirm Bridgecrest Loan - myFICO® Forums - 6384734
    Re: Reaffirm Bridgecrest Loan A couple weeks after my discharge I was approved for a loan at 4% of course your case may cary but it all depends on your profile ,income job history etc I am about 14 months from discharge now and just got a second vehicle for nearly top tier rates Chapter 7 filed 2 3 Discharged 6 30 Fico 8 EQ 681 TU 671 Ex 665
  • did not send in reaffirmation on auto loan before . . . - myFICO® Forums . . .
    To reaffirm the judge would have to re-open your case, and for a reason that you didn't send the reaffirmation in on time that's not going to happen Yes, your car loan will show up on your credit report as Closed, $0 balance, Included in BK
  • USAA - did not reaffirm - myFICO® Forums - 6807696
    USAA - did not reaffirm Is it true if you have an auto loan with them that you didn't reaffirm in your Chapter 7, they will cancel your auto insurance? I get that they'll cancel it on the car you didn't reaffirm I bought a different car and insured it through them I was just dischaged on Jan 12 and haven't been canceled yet
  • Reaffirming vs Not reaffirming car loan - myFICO® Forums
    I was reading an article on reaffirmation and hoping to get some clarification, copied from legal zoom: Failure to Reaffirm a Loan: The debtor must work out any reaffirmation with the creditor While a creditor isn't forced to accept an agreement, in most cases, the creditor would favor a reaff
  • Ally Financial and Chapter 7 Reaffirm or no? - myFICO® Forums
    Re: Ally Financial and Chapter 7 Reaffirm or no? No experience with Ally, however your instincts seem right -- if Ally still has a borrower on the loan that's not filing bankruptcy and the loan remains current, there's no reason the vehicle should be reposessed
  • Chapter 7 - American Infosource + Capital One. To reaffirm or not?
    Chapter 7 - American Infosource + Capital One To reaffirm or not? I just had my 341 meeting and need to hear some advice The company that Capital One Auto Finance uses to assist in BK, American Infosource, assigned a high value - $17k - to my vehicle on the reaffirmation agreement
  • Capital One Auto During Chapter 7 - myFICO® Forums - 6719048
    Re: Capital One Auto During Chapter 7 Yes filed 10 23 I'm not sure if paperwork was sent in to reaffirm or not! I've been working through his legal assistants I sometimes wonder how much they know Nothing has been said about a reaffirmation to me! I guess I will reach out to Cap One and see what they say
  • Reaffirm mortgage 15 mos after discharge of Ch. 7?
    Re: Reaffirm mortgage 15 mos after discharge of Ch 7? Unfortunately, the only time that you can reaffirm a debt in BK is AFTER your 341 meeting of creditors and BEFORE the discharge Once the BK7 has been discharged, you can no longer reaffirm a debt That comes directly from my BK attorney and the mortgage lender confirmed it Sorry





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