Worried about Simplicity Kiwisaver : r PersonalFinanceNZ - Reddit Simplicity started out saying they invest in index funds When you do that you cannot change the allocations the way you want unless the underlying index itself change All Simplicity’s funds used to be 100% allocated to shares and they introduced property into the mix, which is a whole different asset class with a different risk profile
Is transferring to Citi Simplicity a good idea? : r CreditCards - Reddit You would have to do the math, but one thing you should know is that you can't transfer debt from the same bank (i e that balance from another Citi card can't be transferred to a Citi Simplicity card) You could transfer the Chase card's balance to the Citi Simplicity since they are different bank
For those that invest in Simplicity global funds… - Reddit For those that invest in Simplicity global funds… It’s a real shame Meta and Amazon are excluded (must be for ESG reasons) They have been outperforming the market but a large amount recently
Simplicity Global Share vs InvestNow Foundation Total World funds : r . . . Simplicity Global Share vs InvestNow Foundation Total World funds Interested in which fund someone would choose I'm looking for most diversified exposure to international equities for a long term investment (20+ years) Total World on InvestNow has lower management fee - 0 07% vs 0 15% for the Simplicity fund
Anyone using Simplicity for their home loan? : r PersonalFinanceNZ - Reddit Anyone using Simplicity for their home loan? I've noticed their floating rate is way below average from other banks at 6 4% right now I realise you need to be a KiwiSaver member with them to get this (not a big deal), but it seems like a good place to park your debt while waiting for interest rates to drop
Simplifying with Simplicity - and importance of emerging markets Simplifying with Simplicity - and importance of emerging markets ? Happy Sunday everyone I’m debating whether to simplify our investing by moving solely to Simplicity At the moment we have the following investments InvestNow: Mercer All Country Global Shares Index Fund (69% hedged, ER 0 43% PA)
Investing in simplicity growth fund? : r PersonalFinanceNZ - Reddit Example You build up to $1m in Simplicity Growth (or wheverever) You retire You withdraw rate will be 4% ($40k year, or $3,333 month) The fund goes up most years, and down some years You ignore the ups and downs, faithfully drawing $3,333 each month The odds of running out of money in your lifetime are very low If you keep your withdraw at 4% then you are virtually guaranteed to be able to
How to best make Simplicity of Snow work with Blended Roads . . . - Reddit Ensure your snow mod is below this the Simplicity of Snow - Blended Roads patch If you are using Majestic Mountains SOS patch then the projecteddiffuse dds in that will conflict with your snow mod and also break this mod (produce off-colour roads), so you need to make sure your snow mod with the projecteddiffuse dds texture wins, and matches
Better Dynamic Snow VS Simplicity of Snow - Reddit I run just no snow under the roof It works good and runs fine I like that it adds big snow piles on roof that actually protrude more, meanwhile the other two mods just add a flat white texture On my gfs load order better dynamic snow also seem to have caused problems with JKs skyrim, making some assets have no textures
Simplicity vs Murray : r Snowblowers - Reddit I am looking at 60cm simplicity sno away 8 vs a 24” Murray snowblower Both dual stage both self propelled Anyone have thoughts on the better choice? The simplicity is slightly more expensive